Commercial Lender

    Eaton Federal Savings Bank
    Grand Ledge, MI
    $65,000 - $80,000
The Commercial Lender position develops and maintains strong and profitable commercial banking relationships with businesses and businesspersons within our communities. Efforts are directed primarily toward commercial loan growth and deepening banking relationships with commercial borrowers including deposit accounts and related services.

Position Responsibilities
• Develops business customer and referral source relationships that result in lending and deposit accounts opportunities for the Bank. Regularly calls on businesses and referral sources outside the Bank. 
• Pursues leads, follows up with prospective loan applicants and otherwise does what is necessary to secure a steady flow of loan applications. 
• Works directly with loan customers answering questions, determining appropriate lending products, determining appropriate loan structures, assisting with applications, following up and processing loan requests. 
• Identifies other non-lending customer needs, educates customers on the benefits of Bank products and makes referrals to other Bank personnel such as CSR’s or the Financial Services Representative as appropriate. 
• Maintains contact with and reviews the performance of commercial borrowers by monitoring payment status, requesting and reviewing financial information, monitoring covenant compliance and preparing periodic credit risk rating reviews. 
• Works with troubled borrowers to enforce loan terms, collect past due payments, establish workout arrangements and repossess collateral as necessary. 
• Is involved in community functions serving as an ambassador for the bank, particularly with the business community. 
• Other duties as assigned by Commercial Lending Manager.
• Bachelor’s Degree (B.A.) in a Business Administration or related field. 
 • 5 years of experience in commercial lending including commercial credit analysis, relationship management and collections. 
• Previous business development experience. 
• Completion of an appropriate lending course such as those coordinated by the Bank’s trade associations.

Knowledge/Skills/Abilities Required
• Knowledge and experience with operating a computer, calculator, and other general office equipment. 
• Excellent verbal and written communication skills. 
• Ability to multi-task, work in a fast paced, changing environment and maintain a commitment to accuracy and timeliness. 
• Ability to adhere to all Bank policies, procedures and applicable laws and regulations. 
• Great attention to detail and accuracy. 
• Time management skills and ability to meet deadlines.

Hiring Solutions LLC provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, sex, national origin, age, disability or genetics. In addition to federal law requirements, Hiring Solutions LLC complies with applicable state and local laws governing nondiscrimination in employment.