Mortgage Loan Officer

  • ORGANIZATION
    Eaton Community Bank
  • LOCATION
    Grand Ledge, MI
  • SALARY
    Competitive salary combination of base and commissions
summary
The Mortgage Loan Officer is instrumental in growing Bank assets by developing profitable lending relationships with new customers and expanding relationships with existing customers.  The Loan Officer’s primary efforts focus on new business development with existing customers and cross selling the Bank’s other products and services.

The individual’s territory will primarily be Lansing and surrounding market (Dewitt, Mason, Holt, East Lansing, etc.) excluding Grand Ledge.


Position Responsibilities
• Develops customer and referral relationships which result in lending opportunities for the Bank.
• Calls on referral sources outside the Bank such as realtors, builders, financial planners, accountants or any other likely source of loan referrals.
• Pursues leads, follows up with prospective loan applicants and does what is necessary to secure a steady flow of loan applications.
• Works directly with loan customers answering questions, determining appropriate lending products, assisting with applications, following up and otherwise processing loan requests.
• Identifies other, non-lending, customer needs, educates customers on the benefits of Bank products and makes referrals to other Bank personnel such as CSR’s or the Financial Services Representative as appropriate.
• Works with Loan Underwriters to complete the underwriting of loans and prepare them for credit decisions.
• Performs all duties in conformance with all Bank policy, procedures and applicable laws and regulations.
• Other duties as assigned by Supervisor.
Qualifications
• This position requires knowledge equivalent to that which normally would be acquired through an Associate’s Degree in a business curriculum.
• A minimum of three to five years of related experience in lending. Previous sales experience preferred.

Knowledge/Skills/Abilities Required
• Knowledge of banking and mortgage principles and applicable laws and regulations.
• Strong written and verbal communication skills.
• Ability to multi-task, work in a fast paced environment, and maintain a commitment to accuracy.
• Ability to act as a community ambassador for the Bank and be actively involved in the community.
• Ability to function with a keen attention to detail. 
• Ability to maintain an active Registered Loan Officer status in the National Mortgage Licensing System.

Hiring Solutions LLC provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, sex, national origin, age, disability or genetics. In addition to federal law requirements, Hiring Solutions LLC complies with applicable state and local laws governing nondiscrimination in employment.